Hank, a cartoon foreman in a white hard hat and orange vest, laughing with his clipboard under his arm

The Captive Census · Gulf Coast first

You're not overpaying alone.

Eight quick questions and you'll know if contractors like you are already lining up.Hank · a character

Two minutes · free to join, free to stay · totals only

How it works

Three steps. No pitch.

  1. Step 1

    Get counted

    Eight questions, ballpark answers, about two minutes. No documents.

  2. Step 2

    Get your Fit Report

    A free, plain-English read on whether a captive could fit. An estimate, not a quote.

  3. Step 3

    Watch your group

    Your trade and region add up on the map. Names never show. Totals do.

The whole process, start to finish

The honest part

Hardhat Huddle is a study, not an insurance agency. Nothing gets sold or bought here. A captive isn't right for every contractor. We'd rather you hear that from us first.

What it asks of you

  • A deposit up front.
  • You share risk with other crews.
  • A bad year costs you.

What we promise

  • Free to join, free to stay.
  • Totals only, never your name.
  • Nobody calls before your group is close.

What a captive is, upside and downside

Two minutes. Ballpark answers.

Don't count umbrella or excess.

Get counted